Join UDL

Build Your Future
With UDL.

A retail hybrid model built to support your success and help you grow your business.
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Why Join UDL?

Retail Hybrid Model

At United Direct Lending (UDL), our Retail Hybrid Model is designed to give you the best of both retail and wholesale lending, ensuring you have everything you need to excel and grow in your career. Here’s what sets us apart:

Built-In Loan Officer Assistants (LOAs) and Processors

Focus on what you do best while our dedicated support team handles the rest. Our LOAs and processors—paid for by the company—help you:

  • Save time and boost productivity
  • Provide a seamless experience for your clients
  • Spend more time on revenue-generating activities instead of paperwork

We handle the backend operations so you can concentrate on helping your clients achieve their financial goals.

Access to Ultra-Competitive Wholesale Rates

With some of the lowest rates in the industry, our wholesale partnerships allow you to offer your clients unbeatable terms while staying competitive in any market. Whether it’s a rate-sensitive buyer or a savvy investor, our rates ensure you’ll always deliver exceptional value.

Advanced Technology for Fast Closings

Our cutting-edge technology streamlines the loan process from application to funding, helping you close loans in as little as two weeks. This means:

  • Faster turnarounds for your clients
  • More opportunities to scale your business
  • A competitive advantage in a fast-paced lending environment

Deliver a best-in-class borrower experience while keeping your workflow efficient.

Expanded Product Portfolio

We offer an extensive range of loan products to meet diverse borrower needs, including:

  • Conventional loans
  • FHA, VA, and USDA programs
  • Jumbo and non-QM products
  • Specialty programs for first-time homebuyers and self-employed clients

Our broad portfolio allows you to say “yes” more often and provide tailored solutions for every client.

Lending Partners
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Join a Team That Supports Your Success

At UDL, we invest in your growth with the tools, support, and opportunities you need to thrive. Whether you’re looking to scale your production, close loans faster, or expand your product offerings, our Retail Hybrid Model is built to help you succeed.

Ready to take your career to the next level?

YOUR OPPORTUNITY TO SHINE

We're not just looking to recruit anyone—we're searching for the best. Our goal is to bring on 50 top loan officers in Florida by the end of 2026. From there, we'll expand to Texas and California.

If you're passionate about helping clients, building strong relationships, and growing your career in a supportive, innovative environment, UDL is the place for you.

COMPENSATION

We Reward Your Hard Work and Success

Our competitive compensation structure is designed to recognize your dedication, foster growth, and celebrate your achievements.

Why This Benefits You

As a 1099 independent contractor, you have the freedom to operate as a business owner, allowing you to:

  • Write off business expenses
  • Maximize your tax benefits
  • Have greater control over your income

Compensation Structure

As a 1099 Independent Contractor, you'll earn on your closed loans, offering significant earning potential tied directly to your production.

Comprehensive Benefits

Even as a 1099 independent contractor, you qualify for these company benefits:
Health Insurance
Provided through Florida Blue, offering excellent coverage options.
Dental and Vision Insurance
Provided through Humana, ensuring access to essential care.

This structure is designed to give loan officers the flexibility and earning power of independent contractors while maintaining access to key benefits for a well-rounded compensation package.

Join Our Team
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