Joe, a proud Native Floridian, brings over 20 years of experience in the Mortgage Industry to the table. His extensive knowledge of the Emerald Coast makes him a trusted expert in second home and condo transactions. Whether you’re a first-time homebuyer, looking for the perfect vacation property, or seeking smart investment opportunities, Joe’s deep understanding of the area and personalized approach ensures you find the ideal fit. Dedicated, knowledgeable, and passionate about helping his clients, Joe is committed to making your home buying journey smooth and successful.