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Hello,
I'm Andrea Salas
Loan Officer

NMLS#: 2513495

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As a bilingual mortgage analyst at United Direct Lending, Andrea works with a wide range of borrowers: first-time homebuyers, seasoned investors, veterans, and everyone in between. She’s fluent in both English and Spanish, and equally fluent in making the mortgage process feel less intimidating and more like a conversation. Her approach is simple: listen first, then build a strategy around what actually fits your life.

Andrea Salas brings a unique combination of legal, real estate, and lending expertise to every file she touches, and her clients feel the difference. Her background spans the legal field and the real estate industry, and that cross-disciplinary experience is what sets her apart: she understands not just the numbers, but the process, the paperwork, and the details that most people miss – making her not just thorough, but genuinely reliable when it matters most.

Andrea is licensed to originate across a broad spectrum of loan products, so whether your situation is straightforward or a little more complex, she has the tools and the knowledge to find the right fit.

Types Of Mortgages We Offer

  • FHA (580 Credit Score Minimum)
  • Conventional
  • VA (500 Credit Score Minimum)
  • Jumbo
  • Bank Statement Loans
  • No Income Verification for Investment Properties

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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