Become More Attractive
to Sellers as a Pre-Qualified Buyer.
Before you start looking for your first home, we can help you with a mortgage prequalification.
We work to help you get pre-qualified and on your way to home ownership! Simply fill out our mortgage prequalification form securely on our website. With a prequalification letter in hand, you know that you may get approved for a mortgage before you even look at your first potential new home.
Some realtors require buyers to get pre-qualified before even starting to house hunt. A simple mortgage prequalification letter can help you narrow your search to find exactly the home you need. It also makes the mortgage application process that much smoother.
Why Get Pre-Qualified?
- Know your buying power
- Shop for homes with confidence
- Stand out to sellers in a competitive market
- Avoid surprises later in the process
- Speed up your path to closing
Determine How Your Credit Looks
Lenders will look at your payment history, income, and current debts to determine how likely you are to pay your loan each month. The number value assigned to your “reliability” is known as your credit score and is one of the biggest factors in getting approved for a mortgage.
There are many websites that allow you to quickly check your credit & credit score for free. Two of our favorites are www.freecreditreport.com and www.creditkarma.com.
- PRO TIP: If you have a credit score below 640, consider diving deeper into your report to make sure it is accurate. Stay current with all monthly payments and reduce debt where possible to boost your score.
How Prequalification Works
Submit Your Information
Complete our secure prequalification form online.
We Review & Analyze
Our team reviews your financial profile and identifies your buying power.
Get Your Prequalification Letter
Receive your letter and start house hunting with confidence.
