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Hello,
I'm Martine Lebel
Senior Loan Officer

NMLS#: 982921

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Hello, welcome to my page.

With over 25 years in the mortgage industry, I am a dedicated professional known for my commitment to clients, customers, and referral partners. My career encompasses a range of roles, including Loan Officer, Account Executive, and Underwriter, as well as experience in Centralized Sales and Retail. Starting my journey at Mortgage.com, I have since worked with premier institutions such as ABN AMRO, Lehman Brothers(Finance America), Goldman Sachs, Bank of America, Guaranteed Rate, Caliber Home Loans, and Cardinal Financial.

I am thrilled to join United Direct Lending as a Mortgage Broker, where I can offer clients exceptionally competitive rates, fast turn times, and a broader range of programs with flexible options. Together with a team dedicated to outstanding service, I am committed to finding the best financing solutions tailored to meet each client’s unique needs.

Loan Types:

  • Conventional
  • FHA
  • VA
  • Jumbo
  • Home equity line
  • 2nd mortgage
  • NonQM
  • investor loans
  • Foreign National
  • Many More!

Transaction Types:

  • Purchase
  • Refinance
  • Construction
  • Renovation Loans

Client Focus:

First-Time Homebuyer Specialist, with extensive experience teaching mortgage process classes for new homeowners

Programs:

Down Payment Assistance, Hometown Heroes, Florida bonds and more. My depth of expertise, coupled with a focus on education and client success, allows me to guide clients confidently through each stage of the mortgage process.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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