ARE YOU A VETERAN OR ACTIVE MILITARY?
Did you know, if you’re a Veteran or Active Military, you qualify for a 0% down VA home loan?
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The VA mortgage loan program may be perfect for you if you’re looking for a home and have a military background. If you are a veteran or family member of someone who is, you may want to think about taking out a VA Loan for your next home. The program gives wonderful opportunities to people who have served the country. The following are some helpful details about the program and some information on how you can find out if you qualify.
What Is a VA Loan?
A VA loan is a special mortgage opportunity and loan program for people who have been in the military. The United States Department of Veterans Affairs approves and guarantees these loans so that a number of private lenders and financial institutions can issue them to people who need them. It’s their way of helping people who helped the United States government by dedicating their time and energy to putting time into the service.
Who Qualifies for a VA Loan?
The VA loan option is restricted to only people who have spent time in the military and their relatives. Therefore, you may be eligible if you are a husband, wife or child of someone who was in one of the armed forces. You may also have to meet credit score requirements, but they aren’t as stringent as some of the other programs are. Many programs have minimum credit score requirements of 660 and up, but a VA provider may allow a lower score and focus more on your affiliated military service.
The Benefits for a VA Loan
Many benefits exist to taking VA loans for your home. The biggest benefit of them all is that you won’t have to come up with a down payment for a VA loan. That will help you get into your home faster and reduce the amount of stress that you would normally experience during the home buying process. Another benefit of the VA loan is that you won’t have to pay for mortgage insurance. That alone can save you thousands of dollars. One more benefit that a VA loan can give you that other types of loans cannot give you is that you may be able to get the seller to pay all of the closing costs for you. That will be a huge relief for you when the costs of moving start to stockpile. The closing costs can be taken care of so that you can focus on getting into your home and setting it up like you want it.
How We Can Help You
You don’t have to look far to find yourself a reasonable VA loan. We’re approved providers, and we have been helping veterans and their families to get VA loans for years. All you need to do is call us or complete a short form and let us know that you would like to apply. We will do our best to get you into the home of your dreams.